Finance Calculators
Payments, saving, and the cost of borrowing. Choose a tool below for instant results, formulas, and examples.
Simple Interest CalculatorCalculate simple interest or solve for principal, annual rate or duration. Use years, months or days with an explicit 360/365-day basis.Mortgage Refinance CalculatorCompare mortgage refinancing costs, monthly payments, fees, mortgage insurance and remaining debt at the same holding date. See lasting cost break-even.FIRE CalculatorEstimate a financial-independence target and time to reach it with ongoing savings. Include spending, retirement income, return and inflation assumptions.Retirement CalculatorConnect retirement saving and withdrawals in one scenario. Model inflation, income, portfolio balances and the monthly saving needed through a chosen end age.Debt Consolidation CalculatorCompare 2–10 existing debts with a consolidation loan. Include each balance, rate and payment, new-loan fees, total costs and payoff schedules.Credit Card Payoff CalculatorCalculate credit card payoff time or the fixed payment needed by a target month. Compare adjustable minimum-payment rules, interest and repayment schedules.HELOC CalculatorModel a HELOC draw period with regular borrowing and interest-only payments, then a repayment period with a separate rate and term. Check the credit limit.APR CalculatorEstimate an annualized borrowing rate from net proceeds and monthly payments, or from a fixed loan rate and one-time fees. See the underlying cash flows.APY CalculatorConvert a nominal annual rate to APY or reverse APY to a nominal rate. Compare compounding frequencies, including continuous compounding, and a deposit example.Mortgage Recast CalculatorEstimate the payment after a principal lump sum and mortgage recast. Compare keeping the original payment, payoff time, interest and an entered cash recast fee.Auto Refinance CalculatorCompare auto refinancing with your remaining loan. Include fees, total interest, monthly payments, holding-period debt and a cost-based break-even point.Mortgage Affordability CalculatorEstimate a home-price budget from income, other debts, adjustable housing and debt ratios, cash down payment, taxes, insurance, HOA and mortgage terms.Retirement Withdrawal CalculatorModel monthly retirement withdrawals, inflation and other income that starts later. See portfolio depletion, spending shortfalls and annual balances.Mortgage CalculatorEstimate a mortgage payment with taxes, insurance, HOA, and PMI. Enter down payment in dollars or percent and compare monthly or one-time extra payments.Compound Interest CalculatorCalculate compound growth with daily, monthly, annual or continuous compounding and independent deposit frequency. Compare beginning and end deposits.CD CalculatorEstimate a certificate of deposit balance at maturity from its APY, deposit amount, and term. See principal and modeled interest separately.Salary CalculatorConvert gross hourly, weekly, biweekly, monthly, or annual pay. Adjust working hours and paid weeks to compare equivalent pay periods.Margin CalculatorCalculate profit margin, markup, and unit profit from selling price and cost. Understand the difference between margin and markup.Coast FIRE CalculatorEstimate the Coast FIRE amount needed today, with optional pension or ongoing retirement income. Adjust spending, return, inflation, and retirement age.Auto Loan CalculatorCalculate car loan payments or find a vehicle price from your monthly budget. Include down payment, trade-in payoff, tax, fees, and extra-payment savings.Loan CalculatorCalculate loan payments with a term in years or months. Compare monthly and one-time extra payments, payoff time, interest saved, and an amortization schedule.